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Understanding the Importance Uninsured Motorist Coverage

Many drivers in the state of Florida fail to appreciate the importance of uninsured motorist (UM) coverage. This type of coverage provides protection to an injured driver that was hit by an at fault party that either does not have auto insurance or does not have adequate insurance coverage.


Essentially, not electing to purchase uninsured motorist coverage means that if the at-fault driver’s policy is unable to cover all the damage, then you could be responsible for the outstanding medical bills and lost wages.


With the state of Florida ranking nationally in the amount of uninsured drivers on our roadways, it is very important that you protect you your family by including uninsured motorist coverage.


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